Is Revolut the best option for international money transfers?

Our verdict

Revolut has millions of UK users and offers attractive exchange rates — but it has limits, weekend markups, and isn't always the cheapest option.

For transfers under £1,000, the difference in rates may be modest. For transfers above £5,000 — such as property purchases, pension transfers, or regular business payments — the difference between using your bank and a specialist broker can easily reach hundreds or thousands of pounds.

All specialist brokers featured on FXRates.uk are FCA-authorised, hold client funds in segregated accounts, and are covered by the Financial Services Compensation Scheme (FSCS) where applicable.

How to get the best deal

1. 1. Compare live rates — Always get quotes from multiple providers before transferring.
2. 2. Calculate total cost — Include transfer fees and the exchange rate spread, not just the headline rate.
3. 3. Set a rate alert — Monitor the market and transfer when the rate reaches your target.
4. 4. Consider forward contracts — For large or future-dated transfers, lock in today's rate.