Live
GBP / EURGBP / EUR1.1923GBP / USDGBP / USD1.2741GBP / AUDGBP / AUD1.9812GBP / CADGBP / CAD1.7589GBP / CHFGBP / CHF1.1108GBP / NZDGBP / NZD2.1345GBP / ZARGBP / ZAR23.87GBP / AEDGBP / AED4.6782GBP / JPYGBP / JPY201.34GBP / HKDGBP / HKD9.9612GBP / SGDGBP / SGD1.7234GBP / INRGBP / INR108.45GBP / EURGBP / EUR1.1923GBP / USDGBP / USD1.2741GBP / AUDGBP / AUD1.9812GBP / CADGBP / CAD1.7589GBP / CHFGBP / CHF1.1108GBP / NZDGBP / NZD2.1345GBP / ZARGBP / ZAR23.87GBP / AEDGBP / AED4.6782GBP / JPYGBP / JPY201.34GBP / HKDGBP / HKD9.9612GBP / SGDGBP / SGD1.7234GBP / INRGBP / INR108.45
Live rates updated every 60s

Save More On
International
Money Transfers

Compare rates, lock favourable exchange rates and transfer money internationally — saving thousands vs your bank.

£0Transfer fees
·
Same-day available

GBP/EUR

1.1782

+0.23%

GBP/USD

1.2715

+0.15%

GBP/AED

4.6712

+0.31%

GBP/INR

107.23

-0.08%

S
J
A
D

50,000+ customers

using FXRates.uk to compare & transfer

Exchange Rate Quote

Indicative · No commitment required

Live
🇬🇧GBP
11,782.00

You save vs your bank

🇪🇺 412 EUR

≈ £350 in your pocket

3.5%

Our rate

1 GBP = 1.1782 EUR

Bank rate (est.)

1 GBP = 1.1370 EUR

Get My Free Quote →
No fees·No obligation

Segregated Funds

Your money protected

No Transfer Fees

£0 on every transfer

130+ Currencies

Worldwide coverage

Dedicated Manager

Personal FX specialist

Savings Calculator

See how much you save vs your bank

Compare FXRates.uk against a typical high-street bank — live.

Quick select:
£

You save vs your bank

EUR 1,030.92

Based on ~4% estimated bank margin

Us

1.1782

Bank

1.1370

With FXRates.uk you receive

🇪🇺 EUR 29,455.00

Bank would give you

EUR 28,424.07

Indicative rates only. Actual savings will vary.

Why FXRates.uk

Everything a bank offers. None of the markup.

Institutional-grade FX tools for private clients and businesses — at a fraction of the cost.

+4% saved

£4,000 saved on £100k

Up to 4% Better Rates

Our FX specialists secure rates significantly tighter than retail banks. On a £100,000 transfer that's up to £4,000 more in your pocket — every time.

TOTAL FEES£0.00£0

£0 fees, always

Zero Transfer Fees

No wire fees. No account fees. No hidden charges. We earn from the exchange margin alone — completely transparent, no small print.

RATE ALERT ↑

Personal 1-to-1 service

Dedicated FX Manager

Your personal currency specialist monitors the markets for you and alerts you the moment rates hit your target level.

12 MONTHSRATE LOCKED

12-month forward fix

Lock Rates Up to 12 Months

Forward contracts let you fix today's rate for future transfers — essential when buying overseas property or planning large international payments.

£$¥د.إ130+

True global coverage

130+ Currencies

From major pairs to exotic emerging markets. Same-day transfers available for most major currencies, next-day for the rest.

Simple Process

How it works — 4 steps

From registration to money arriving abroad in four straightforward steps.

Step 1

Register free

in minutes

Create your account online in under 5 minutes. We verify your identity securely — no paperwork, no branch visits.

~5 min to register
Step 2
1.2847▲ 0.3%

Lock your rate

live & transparent

Call or log in to secure your exchange rate in real time. You see exactly what you get — no small print, no hidden fees.

~2 min to lock rate
Step 3

Send your funds

to our secure account

Transfer GBP to our secure, segregated client account. We confirm receipt immediately by email and SMS.

Same day processing
Step 4

Money arrives

abroad — fast

Your currency lands in the recipient's account — typically the same day or next business day for all major currencies.

1–2 days delivery
🛡️Segregated Funds
🔒Bank-Level Security
Zero Hidden Fees
💬Expert Support
Open Your Free Account

No monthly fees · No minimum transfer · Cancel anytime

Services

Everything you need for international transfers

A 2% swing on a £300,000 property purchase is £6,000. Our property FX specialists make sure the rate you see is the rate you lock in — before markets move against you.

Lock in your rate with a Forward Contract

Fix your rate today for up to 12 months — protecting your budget while you go through conveyancing.

Specialist property FX advisors

Deep experience in overseas property, working alongside your solicitor and estate agent.

Large transfer specialists

From €100,000 deposits to multi-million purchases — large overseas transfers are our core business.

Sample scenario

Villa purchase, Marbella, Spain

🇪🇸
Property price€350,000
With FXRates.uk (1.1782)£297,115
With your bank (~1.1371)£307,891

Your saving

£10,776

vs bank

3.5% better

Social proof

Trusted by 50,000+ customers across the UK

£0.0bn+

Transferred

0+

Customers

0+

Currencies

Up to 0%

Better than banks

£9,690 saved
Our solicitor recommended a bank transfer. FXRates.uk saved us nearly £10,000 on the same day. That paid for a year of maintenance fees.
SC

Sophie & Craig

Kent · Holiday home, Portugal

£4,200 saved
We saved over £4,200 compared to what our bank quoted for our Marbella villa. The whole process was handled by our account manager start to finish.
ST

Sarah T.

Surrey · Villa purchase, Spain

£1,200/yr
I get paid in dirhams and live in the UK. My rate alert triggers when GBP/AED hits my target — I transfer at exactly the right moment every time.
ML

Marcus L.

Leeds · Monthly salary, AED

£14,400/yr
We locked forward contracts for the whole year so our margins are protected regardless of what the pound does. FX costs went from unpredictable to a fixed number.
TF

Turner Foods Ltd

Bristol · Business imports, EUR

FAQ

Common questions

Everything you need to know before you transfer.

Yes. We are authorised and regulated by the Financial Conduct Authority (FCA). All client funds are held in segregated client accounts, meaning your money is kept entirely separate from our own business funds. This ensures your money is protected at all times.

Open your account in under 5 minutes

Ready to stop overpaying your bank?

Join over 50,000 customers who already save money on every international transfer.

Segregated fundsNo transfer feesSame-day availableDedicated account manager